While it’s true that Humana Medicare Advantage plans are the largest group of plans in the US, they are by no means the only options. Here are some top choices for coverage and cost: New Advantage Plans – With a completely new network of providers, the new plans are usually a great deal better than what you’re used to. Still, they tend to have higher costs and shorter term coverage than Humana plans do. The new plans are available through Blue Cross/Blue Shield and Aetna. Of the two major carriers, Blue Cross has the better online and phone customer service.
“Coast to Coast” Plans – If you are currently covered through a Blue Cross plan or an Aetna plan, you are most likely covered by one of these plans. The blue/coast/academy plan covers even your preexisting conditions.
Excella Plan – Excella is another plan that has a network of insurers that is similar to the Humana network. This plan is typically a little more expensive than other Humana Medicare Advantage plans. You may also have to upgrade to a better plan if you currently are on Excella, but many people like the flexibility that comes with Excella plans.
Red Cross Medicare Supplement Plans – Many insurance agents recommend this plan to consumers who already have a job with a Blue Cross or Aetna. These companies have good ratings among consumers, and they often work out cheaper premiums than other plans. This is a plan that was originally designed to help people who have trouble getting through on their own. As people have gotten older, the rates have remained fairly consistent, so if you have the same situation, this plan may be a great option.
Humana Medicare Advantage Plans – Though these plans are available through a variety of plans, there are two that are the most popular. They are Enroll America and Assurant Health, who also offer other kinds of plans.
Enroll America Plan – This plan is the employer choice of the large number of plans offered by private companies. The plan has several levels of coverage and flexibility. These plans are usually offered by employers or unions, though you can also buy a commercial plan for yourself if you wish.
Assurant Health – The company is owned by the Red Cross, which has an excellent reputation for quality and customer service. They also offer a variety of plans for different needs. This company can also be used as an employer choice. If you want Humana Medicare Advantage plans visit http://www.comparemedicareadvantageplans.org. Still, if you are enrolled in an existing plan, you should check with your health care provider to see what kind of coverage is right for you.
You may be able to save money by choosing the right provider or switching plans. Getting enrolled in a plan that is more expensive may also be worth it if it includes extra benefits you need and lower monthly premiums.If you are not currently covered by a group plan, you should know that you are in the market for health insurance. One of the benefits of finding a reputable company is that you can use this company to compare many companies to find the right plan for you.